OTR Solutions, a full-service freight factoring and transportation technology firm, announced the introduction of its new fuel credit product, the OTR Fuel Card. This program gives both newly established and veteran carriers dependable access to credit secured by their factoring relationship rather than their credit score. The factoring integration allows carriers to fuel now and pay later via flexible weekly billing or directly through factored invoices.
“At OTR Solutions, our mission has and always will be to put carriers first,” said Jimmy Wittpenn, vice president of fuel product. “Our new fuel credit product is another way we are fulfilling that commitment. Whether you’re a fresh authority or a long-standing fleet, you now have access to the credit, fuel savings, and support required to expand your business and succeed.”
OTR Solutions has removed the long-standing obstacles that once prevented carriers from obtaining fuel credit, bringing a self-backed fuel credit solution to market that leverages factored receivables to consistently extend credit to virtually any carrier, including those with no credit or operational history, without upfront deposits. OTR Solutions anticipates this new product will act as a lifeline for over-the-road carrier operations in a market that has been challenging them for years.
The credit program is integrated into the OTR Fuel Card, a trusted discount fuel card offered by OTR Solutions that delivers some of the industry’s deepest commercial diesel discounts, the largest savings on maintenance, and integrated features and services alongside the company’s suite of transportation-focused solutions. Every carrier wanting to use the OTR Fuel Card will now be automatically considered for a credit line, as the program requires no hard credit checks or multi-day reviews for approval.
“For too long, a significant portion of freight carriers has been ignored by outdated and inflexible fuel credit providers in the transportation industry,” continued Wittpenn. “Essential financing services that our nation’s carriers depend on have been denied to those who need them most, and that industry problem now has a solution through our new product.”
Broader access to fuel credit is just one of the many benefits the OTR Fuel Card now offers over competing discount fuel cards; it changes the standards for who qualifies and how credit functions in trucking. The new product creates a distinctive opportunity for carriers in the sector with:
- No credit checks. Ever.
- Eligibility for all carriers who factor with OTR Solutions—new and existing.
- Self-backed model: OTR Solutions directly funds and approves carriers, not a third-party bank.
- Cashflow flexibility: Fuel now, pay later.
- Weekly billing that removes the inconvenience of making multiple payments each week.
The rollout of fuel credit with OTR Solutions is more than a mere enhancement to a fuel card—it’s a move toward transforming how carriers handle their cashflow. By removing antiquated barriers to credit, the OTR Fuel Card is leveling the playing field and enabling new authorities to compete with established fleets from day one.
With OTR Solutions Factoring and the OTR Fuel Card, carriers can begin fueling on credit immediately after approval, including the fuel required to pick up their first load. Carriers interested in finding out more about the fuel credit offering can visit https://otrsolutions.com/freightwaves-fuel/ to learn more and connect with the team.
See also: FTG Announces Third Quarter 2025 Financial Results
About OTR Solutions: Founded in 2011, OTR Solutions is a full-service freight factoring and transportation technology company that utilizes easy-to-use systems to deliver reliable cashflow, back-office support, and operational solutions to U.S.-based carriers and brokerages of all sizes. OTR employs over 350 people and is headquartered in Roswell, Georgia. To learn more about OTR Solutions’ portfolio of fintech solutions, please visit www.otrsolutions.com.
